STUDI LITERATUR PROBLEMATIKA PRODUCT DEVELOPMENT DAN STANDARD PRODUK LEMBAGA KEUANGAN DAN PERBANKAN ISLAM

Abdi Jaya, Andri Soemitra, Arbanur Rasyid

Abstract


This research is a literature study that discusses the problems of product development and standards product for Islamic financial and banking institutions. The purpose of this research is to look at the problems faced by financial practitioners and all elements of Islamic banking in order to increase the market share of Islamic banking which tends to be stagnant, where as of October 2019 it only unmoved at 6.01 percent. This study uses literacy methods from various reliable sources, such as research journals, books and so on. The results of the study showed the various problems and challenges faced by Islamic banking in creating product development according to customer interests and satisfaction, both Muslims and non-Muslims and other challenges such as: unsufficient capital, limited human resources who understand Islamic banking, development. products that are in accordance with current technology but still based on Islamic principles and parameters of the maqasid sharia approach, insufficient support from stakeholders related to regulations, socialization of Islamic banking products by academics.

Keywords


Literature study, product development, Islamic finance and banking, Islamic objectives

Full Text:

PDF

References


Ahmed, Habib. 2011. Product Development an Islamic Banks. Edinburgh University Press. 272

Al Fitri S.Ag. (2014), Beberapa Permasalahan Perbankan di Indonesia, Arsip PA Manna. http://www.arsip.pa-manna.go.id

Al Yozika, Ferlangga & Nurul Khalifah. 2017. Pengembangan Inovasi Produk Keuangan dan Perbankan Syariah dalam Mempertahankan dan Meningkatkan Kepuasan Nasabah. Jurnal Edunomika, STIES AAS Surakarta, Vol. 01, No. 02.

Apriyanti, Hani Werdi. 2018. Model Inovasi Produk Perbankan Syariah di Indonesia. Economica: Jurnal Ekonomi Islam, Univ. Islam Sultan Agung Semarang. Vol. 9, No. 1

Gemina, Dwi. 2011. Strategi Pengembangan Produk Bank Syariah di Indonesia” Jurnal Sosial Humaniora Vol. 2, No. 1

Mihajat, Muhammad Iman Sastra. 2014. Hybrid Contract in Islamic Banking and Finance: A Proposed Shariah Principles and Parameters for Product Development. Paper Islamic Management and Business Vol. 2, No. 2.

Muda, Muhammad & Jalil, Abdullah. (2007). Islamic Financial Product Development: Shariah Analysis. Conference Paper. IIUM Institute of Islamic Banking and Finance.

Muqorobin, Ahmad & Cahyo, Eko Nur. 2019. Parameter Pengembangan Produk-Produk Perbankan Syariah Dengan Pendekatan Maqasid Syariah. Jurnal Ekonomi Islam, Univ. Darussalam Gontor, Vol. 5, No. 2.

Najib, Mohamad Ainun. “Penguatan Prinsip Syariah pada Produk Bank Syariah,” Jurnal Jurisprudence, Vol. 7 No. 1.

Rusydiana, Aam Slamet. 2016. Analisis Masalah Pengembangan Perbankan Syariah Di Indonesia: Aplikasi Metode Analytic Network Process. Esensi: Jurnal Bisnis dan Manajemen: 237-246.

Rusydiana, Aam Slamet. 2018. Indeks Malmquist untuk Pengukuran Efisiensi dan Produktivitas Bank Syariah di Indonesia. Jurnal Ekonomi dan Pembangunan, Vol. 26, No. 1.

Satria, Rio. 2014. Produk Perbankan Islam di Indonesia dan di Negeri Jiran. http://www.pta-jambi.go.id/

Syukron, Ali. 2013. Dinamika Perkembangan Perbankan Syariah di Indonesia. Jurnal Ekonomi dan Hukum Islam, Vol. 3, No. 2.

Ulum, Fahrur. 2014. Inovasi Produk Perbankan Syariah di Indonesia. Jurnal Al-Qanun, UIN Sunan Ampel Surabaya, Vol. 17, No. 1.

Wiroso. 2011. Produk Perbankan Syariah. Jakarta: LPFE Usakti.

Yumna, Aimatul. 2019. Examining Financial Needs of banking customers for product development in Islamic banking in Indonesia a Maslahah pyramid Approach” International Journal of Islamic and Middle Eastern Finance and Management. Vol. 12 No. 5.

ZA, T. Abrar. 2016. Hiwalah dan Aplikasinya dalam Produk Bai’ Al-Istishna’ di Bank Syariah. Jurnal Ekonomi dan Bisnis Islam IAIN Langsa. Vol. 1, No. 2.




DOI: http://dx.doi.org/10.30829/hf.v8i1.9367

Refbacks

  • There are currently no refbacks.


Indexed by: