Parmalim Religious Community's Interest in Sharia Bank: Parmalim Religious Community's Understanding of Interest

Wahyi Busyro, Loura Yuniarti

Abstract


Indonesia has diverse cultures and religions. Religious diversity officially recognized by the government is Islam, Protestant Christianity, Catholicism, Buddhism, Hinduism, and Confucianism. Interest, which is compensation, is offered by the bank. This ban on bank interest practices is not only prohibited by Islam, but also by other religions. Teach Parmalim religion that doing ipubbaani or making money or goods is considered illegal or forbidden. This research aims to examine how Parmalim religious people understand bank interest and interest in Sharia banks. This research methodology is quantitative which has a population of 150 family heads (KK) located in the city of Pekanbaru. The sample used by 83 respondents using Isaac and Michael's sample formula. This data analysis uses a simple linear regression analysis conducted with the SPSS version 24 application. This research uses understanding as variable X and interest as variable Y The findings of this study show that Parmalim's understanding of variable interest has a significant and positive effect on their interest in Sharia banking. This is demonstrated by a count value (2.319) exceeding the t table (1.990) and a significant value less than 0.05. The results of the R Square test were obtained by a determination coefficient of R2 of 0.62, which showed that the understanding of the interest of Parmalim religious people had an effect of 6.2% on the interest of variable Sharia banking

Keywords


Interest, Parmalim Religion, Understanding

Full Text:

PDF

References


Ammar, M. I., Sociology, J., Science, F., And, S., Politics, I., & Sriwijaya, U. (2022). RAMA_69201_07021181823024_0003067503_0006069204_01_front_ref.

Boni, H., Simbolon, E. T., & Lumbantobing, R. (2023). The Dynamics of Ugamo Malim's Faith in Fighting for Civil Rights in Toba Regency. Asketik, 7(1), 155–172.

Cahaya, L. A., & Nurlaila, N. (2022). The effect of knowledge about usury on the interest of saving money at Bank Syariah on students of the State Islamic University of North Sumatra FEBI.

Candradewi, R. A. (2022). The influence of the public's understanding of the bank's share of proceeds and interest on interest in becoming customers in Islamic banks (Study on the community of Kuripan Village, Karangawen District, Demak Regency).

Çimen, S., Nasution, F. A., & Mokhammad Samsul Arif. (2020).Electoral Governance ndonesian Election Governance Journal, 12(2), 6. https://talenta.usu.ac.id/politeia/article/view/3955

Izzaty, R. E., Astuti, B., & Cholimah, N. (2019). Definition of understanding. Angewandte Chemie International Edition, 6(11), 951–952., 5–24.

Kartika, I. S. (2020). Definition of Understanding. The Influence of Understanding of the Bank's Share of Income and Interest on Interest in Becoming Customers in Sharia Bank’s IniPaper Knowledge . Toward a Media History of Documents (Vol. 3, Issue April).

Michael. (n.d.). Known to Ugamo Malim, the "First Religion" of the Batak people.

Nopiardi, R. (2021). The Effect of Understanding of Income and Interest on the Interest of the People in Choosing Sharia-Based Financing in Kampar District, Kampar Regency.

NURAFNI. (2023). The Effect of Pekkabata Public Knowledge About Sharia Bank Products on Interest in Becoming Customers.

Nuzulia, A. (1967).Angewandte Chemie International Edition, 6(11), 951–952., 1(1), 5–24.

Sri Kurnialis, Zahrotul Uliya, Fitriani, Miftahul Aulasiska, & Muhammad Syahrul Nizam. (2022). Development of Sharia Banking in Muslim Countries. Syarikat: Jurnal RumpuniEkonomi Syariah, 5(2), 109–119. https://doi.org/10.25299/syarikat.2022.vol5(2).9688

Alapján-, V. (2016). Understanding Student Understanding. 2(2), 1–23.

Ammar, M. I., Sosiologi, J., Ilmu, F., Dan, S., Politik, I., & Sriwijaya, U. (2022). RAMA_69201_07021181823024_0003067503_0006069204_01_front_ref.

Boni, H., Simbolon, E. T., & Lumbantobing, R. (2023). The Dynamics of Ugamo Malim's Souls in Fighting Civil Rights in Toba Regency. Asketik, 7(1), 155–172. https://doi.org/10.30762/asketik.v7i1.1260

Cahaya, L. A., & Nurlaila, N. (2022). The effect of knowledge about usury on the interest of saving money at Bank Syariah on students of the State Islamic University of North Sumatra FEBI. Fair Value: Accounting Science Journal and Finance,(5), 2118–2126. https://doi.org/10.32670/fairvalue.v5i5.2766

Candradewi, R. A. (2022). The influence of the public's understanding of the bank's share of proceeds and interest on interest in becoming customers in Islamic banks (Study on the community of Kuripan Village, Karangawen District, Demak Regency).Çimen, S., Nasution, F. A., & Mokhammad Samsul Arif. (2020).Electoral Governance Indonesian Election Governance Journal, 12(2), 6. https://talenta.usu.ac.id/politeia/article/view/3955

Izzaty, R. E., Astuti, B., & Cholimah, N. (2019). Definition of understanding Angewandte Chemie International Edition, 6(11), 951–952., 5–24.

Kartika, I. S. (2020). The Effect of Understanding of the Bank's Profit and Interest Sharing on Interest in Becoming Customers in Sharia Banks. IniPaper Knowledge . Toward a Media History of Documents (Vol. 3, Issue April).

Michael. (n.d.). Known to Ugamo Malim, the "First Religion" of the Batak people.Nopiardi, R. (2021). The Effect of Understanding of Income and Interest on the Interest of the People in Choosing Sharia-Based Financing in Kampar District, Kampar Regency.

NURAFNI. (2023). The Effect of Pekkabata Public Knowledge About Sharia Bank Products on Interest in Becoming Customers.

Nuzulia, A. (1967).Angewandte Chemie International Edition, 6(11), 951–952., 1(1), 5–24.

Sri Kurnialis, Zahrotul Uliya, Fitriani, Miftahul Aulasiska, & Muhammad Syahrul Nizam. (2022). Development of Sharia Banking in Muslim countries. Society: Journal of the Sharia Economic Cluster, 5(2), 109–119. https://doi.org/10.25299/syarikat.2022.vol5(2).9688

Sta, P. & Ibrahim, B. (2015). History of the Malim faith in Toba Samosir Regency 1907-1956. 1–7.

Sulhani, S., & Mughni, A. (2022). Revealing the Social Function of Sharia Banking and its Effect on Financial Performance. JPS (Jurnal PerbankaniSyariah), 3(2), 85–102. https://doi.org/10.46367/jps.v3i2.737

Tambunan, S. T., Simamora, E. R., & Situmeang, D. M. (2023). Religious tourism as a Parmalim community tradition. Pediaqu: Dani Humaniora's Journal of Social Education, 2(3), 11604–11616.

Untuk, D., & Tugas, M. (2021). Debt receivables in the perspective of Islamic economics (Study on the Taklim Assembly of South Kotabumi District, North Lampung Regency) Scripted by: Islamic economics (Study on the Taklim Assembly of South Kotabumi District, North Lampung Regency) Scripti.

Vinet, L., & Zhedanov, A. (2011). A “missing” family of classical orthogonal polynomials. Journal of Physics A: Mathematical and Theoretical, 44(8), 1689–1699. https://doi.org/10.1088/1751-8113/44/8/085201




DOI: http://dx.doi.org/10.30821/se.v0i1.21495

Refbacks

  • There are currently no refbacks.


 
Studia Economica: Jurnal Ekonomi Islam by Fakultas Ekonomi dan Bisnis Islam is licensed under Creative Commons Attribution-NonCommercial 4.0 International License
Based on a work at http://jurnal.uinsu.ac.id/index.php/studiaeconomica/