Analisis Peran Asuransi Syariah Dalam Mewujudkan Keadilan Sosial: Sebuah Systematic Literature Review

Wahyu Sriutami, Rozalinda rozalinda, Ahmad Wira, Muchlis Bahar

Abstract


Latar belakang penelitian ini adalah kompleksitas tantangan sosial dan ekonomi yang mempengaruhi stabilitas kehidupan masyarakat saat ini dan di masa mendatang, sehingga peran asuransi syariah sangat dibutuhkan untuk mewujudkan keadilan sosial. Penelitian ini bertujuan untuk menganalisis peran asuransi syariah dalam mewujudkan keadilan sosial melalui pendekatan kajian pustaka sistematis dengan model PRISMA. Hasil penelitian menunjukkan bahwa asuransi syariah berperan dalam meningkatkan kesejahteraan dengan memberikan jaminan keadilan finansial dan sosial bagi masyarakat. Kesimpulannya, asuransi syariah dapat membantu menciptakan kehidupan yang lebih adil dan stabil bagi masyarakat melalui prinsip gotong royong.


Keywords


Islamic insurance, social justice, Systematic Literature Review Pendahuluan

Full Text:

PDF

References


Abdullah, J. (2018). Akad-Akad Di Dalam Asuransi Syariah. TAWAZUN : Journal Of Sharia Economic Law, 1(1), 11. Https://Doi.Org/10.21043/ Tawazun.V1i1.4700

Ahmad, N., Wan Suriea, W. E., & Ariffin, U. N. M. (2019). Determinants Of Investment Performance: Evidence From The Islamic And Conventional Insurance Companies In Malaysia. Malaysian Journal Of Consumer And Family Economics, 22(S1), 24–42. Https://Www.Scopus. Com/Inward/ Record.Uri?Partnerid=Hzoxme3b&Scp=85074774843&Origin=Inward

Akhter, W., Jamil, H., & Fam, K. S. (2021). Islamic Influence On Customer Satisfaction: Evidence From Takaful And Conventional Insurance Industry. Journal Of Islamic Accounting And Business Research, 12(4), 524–543. Https://Doi.Org/10.1108/JIABR-05-2020-0148

Al-Fori, A., & Gani, A. (2022). The Effect Of Islamic Finance On Trade In Insurance Services In Selected Countries In The Middle East Region. Journal Of Financial Economic Policy, 14(6), 778–795. Https://Doi.Org/ 10.1108/JFEP-04-2022-0091

Al Arif, M. N. R., & Firmansyah, B. (2021). Market Structure And Profitability: Evidence In The Indonesian Islamic Insurance Industry. International Journal Of Business And Society, 22(2), 1004–1014. Https://Doi.Org/ 10.33736/Ijbs.3778.2021

Almubarok, F. (2018). Keadilan Dalam Perspektif Islam. Journal IstighnA. Https://Doi.Org/10.33853/Istighna.V1i2.6

Anwar, M. A. S., & Mi’raj, D. A. (2020). Interpersonal Relationship Of Salesperson To Customer Trust On Islamic Insurance In Surabaya. International Journal Of Innovation, Creativity And Change, 10(12), 288–300. Https://Www.Scopus.Com/Inward/Record.Uri?Partnerid=Hzoxme3b&Scp=85079772106&Origin=Inward

Aydın, A., & Üstün, Y. (2021). Cooperative Insurance Model According To Islamic Law. Hitit Theology Journal, 20(3), 159–186. Https://Doi.Org/ 10.14395/ Hid.929501

Ben-Ammar, H. (2024). The Mediating Role Of Capital On Deposit Insurance And Financial Stability: Evidence From Islamic And Conventional Banks.

Managerial Finance, 50(6), 1120–1138. Https://Doi.Org/10.1108/MF-02-2023-0075

Booth, A., Papaioannou, D., & Sutton, A. (2016). Systematic Approaches To A Successful Literature Review (Issue January).

Chetioui, Y., El Bouchikhi, Y., Lebdaoui, H., Ennassiri, M., Jannah, H., Yunsi, G., Zhar, I., & Ghamas, A. (2024). Modeling The Socio-Economic Factors Affecting Islamic Insurance Adoption: A Structural Equation Modeling Analysis. International Journal Of Economics And Financial Issues, 14(3), 106–114. Https://Doi.Org/10.32479/Ijefi.16047

Chong, J. K., Lee, H. S., & Liew, P. X. (2024). Is Takaful (Islamic Insurance) More Efficient Than Conventional Insurance? A Comparative Analysis Of The Malaysian Insurance Industry. International Journal Of Business And Society, 25(2), 509–529. Https://Doi.Org/10.33736/Ijbs.7611.2024

Disemadi, H. S., & Prananingtyas, P. (2020). Online Insurance Existence In Indonesia Based On Islamic Legal Perspective As A Protection Of Spiritual Rights. Jurisdictie: Jurnal Hukum Dan Syariah, 11(1), 48–66. Https://Doi.Org/10.18860/J.V11i1.7519

Eliana. (2023). Analisis Pengaruh Keadilan Organisasi , Kepuasan. Jurnal Manajemen Terapan Dan Keuangan (Mankeu) Vol.

Everett, Kahane, J. A. C. And, & Guy. (2020). Kent Academic Repository. Computers In Human Behavior, 2, 197–206.

Hariyadi, E., & Triyanto, A. (2020). Peran Agen Asuransi Syariah Dalam Meningkatkan Pemahaman Masyarakat Tentang Asuransi Syariah. Jurnal Ekonomi Dan Perbankan Syariah. Https://Doi.Org/10.46899 /Jeps. V5i1.164

Jadalhaq, I. M., & Russi, L. (2020). Finding Direction At The Edge Of Law And Life: Islamic Fiqh, Correspondence, And UAE Takāful Insurance Regulation. Canadian Journal Of Law And Society, 35(3), 477–497. Https://Doi.Org/10.1017/Cls.2020.19

Kazaure, M. A. (2019). Extending The Theory Of Planned Behavior To Explain The Role Of Awareness In Accepting Islamic Health Insurance (Takaful) By Microenterprises In Northwestern Nigeria. Journal Of Islamic Accounting And Business Research, 10(4), 607–620. Https://Doi.Org /10.1108/JIABR-08-2017-0113

Khan, I., Abdul Rahman, N. N. B., Zulkifli Bin Mohd Yusoff, M. Y., Mohd Nor, M. R., & Bin Noordin, K. (2018). A Narrative On Islamic Insurance In Bangladesh: Problems And Prospects. International Journal Of Ethics And Systems, 34(2), 186–199. Https://Doi.Org/10.1108/IJOES-06-2017-0087

Kitchenham, B. (2024). Procedures For Performing Systematic Reviews.

Mapuna, H. D. (2019). Asuransi Jiwa Syariah; Konsep Dan Sistem Operasionalnya. Al-Risalah Jurnal Ilmu Syariah Dan Hukum. Https://Doi.Org/10.24252/Al-Risalah.V19i1.9976

Mustar, S., Muhamad, N. H. N., Yazid, M. H. A., & Pa, H. C. (2017). Analysis Of Insurance Nomination Practices In Singapore According To The Objectives Of Shari’ah In Islamic Law. Islamic Quarterly, 61(1), 135–153. Https://Www.Scopus.Com/Inward/Record.Uri?Partnerid=Hzoxme3b&Scp=85028355128&Origin=Inward

Mutmainah, M., Sukmadilaga, C., & Nugroho, L. (2022). Development Of Islamic Insurance In Southeast Asia (Malaysia, Brunei Darussalam, And Indonesia): The Progress Perspective. Sosyoekonomi, 30(52), 243–255. Https://Doi.Org/10.17233/Sosyoekonomi.2022.02.13

Nurrahimah, S., Audia, S. R., & Masse, R. A. (2024). Asuransi Syariah Di Indonesia. Al-Fiqh, 1(3), 119–129. Https://Doi.Org/10.59996/Al-Fiqh.V1i3.299

Olorogun, L. A. (2015). A Proposed Contribution Model For General Islamic Insurance Industry. International Journal Of Islamic And Middle Eastern Finance And Management, 8(1), 114–131. Https://Doi.Org/10.1108 /IMEFM-04-2014-0032

Poan, R., Merizka, V. E., & Komalasari, F. (2022). The Importance Of Trust Factor In The Intentions To Purchase Islamic Insurance (Takaful) In Indonesia. Journal Of Islamic Marketing, 13(12), 2630–2648. Https://Doi.Org/ 10.1108/JIMA-01-2021-0026

Priyatno, P. D., Sari, L. P., & Atiah, I. N. (2020). Penerapan Maqashid Syariah Pada Mekanisme Asuransi Syariah. Journal Of Islamic Economics And Finance Studies. Https://Doi.Org/10.47700/Jiefes.V1i1.1927

Rawls, J. (1971). A Theory Of Justice.

Raza, S. A., Ahmed, R., Ali, M., & Qureshi, M. A. (2020). Influential Factors Of Islamic Insurance Adoption: An Extension Of Theory Of Planned Behavior. Journal Of Islamic Marketing, 11(6), 1497–1515.

Https://Doi.Org/10.1108/JIMA-03-2019-0047

Safitri, K. A. (2019). An Empirical Study Of Relationships Between Islamic Insurances And Economic Growth. International Journal Of Recent Technology And Engineering, 7(6), 1036–1043. Https://Www.Scopus. Com/Inward/Record.Uri?Partnerid=Hzoxme3b&Scp=85066749694&Origin=Inward

Saharuddin, D., Mufraini, M. A., Ghoni, A., Chusna, I., Mulazid, A. S., & Supriyono, S. (2023). Takaful Funeral; An Innovation For Islamic Insurance Product. International Journal Of Islamic And Middle Eastern Finance And Management, 16(5), 1071–1087. Https://Doi.Org/10.1108/ IMEFM-04-2022-0157

Salman, S. A., Yusoff, A., & Tahniyath, M. (2019). The Undesirable Issues In The Insurance Practices Can Be Resolved By Introducing Takāful In India: The Views Of Islamic Finance Experts. Al-Shajarah, 2019(Special Issue Islamicbankingandfinance2019), 207–228. Https://Www.Scopus.Com /In ward/Record.Uri?Partnerid=Hzoxme3b&Scp=85078272819&Origin=Inrd

Sam, F. F. A., Abdullah, M. N., Harahap, F. D., Sulistyo, S. Della, & Septianti, F. E. (2023). Analisis Perkembangan Asuransi Syariah Di Indonesia. Media Ekonomi, 22(2), 59. Https://Doi.Org/10.30595/Medek.V22i2.13938

Shanty, M. K., & Zaerofi, A. (2024). Peran Asuransi Syariah Dalam Membangun Rantai Nilai Halal The Role Of Islamic Insurance In Building Halal Value Chains. Jurnal At-Tamwil, 6(1), 74–89.

Siregar, A. N., Nababan, F. D., Sianturi, P. T., & Ramli, R. (2023). Peran Asuransi Syariah Dalam Menyediakan Perlindungan Finansial Yang Islami. Jounal Of Social Science Research, 3, 3384–3395.

Sopa, S., Kartika, R. F., Nurhadi, N., Darmansyah, D. F., Taufiqurokhman, T., & Murod, M. (2024). Social Security Programs In Islamic Law: A Comparative Study Of Fatwa Institutions On Indonesia’S Health Insurance. Jurnal Hukum Unissula, 40(1), 187–203. Https://Doi.Org/10.26532/Jh.V40i1.37174

Souiden, N., & Jabeur, Y. (2015). The Impact Of Islamic Beliefs On Consumers’ Attitudes And Purchase Intentions Of Life Insurance. International Journal Of Bank Marketing, 33(4), 423–441. Https://Doi.Org/10.1108 /IJBM-01-2014-0016

Sula, Muhammad Syakir. (2004). Asuransi Syariah (Life And General). GEMA INSANI PRESS.

Syariah, A., Syariah, A., & Insurance, S. (2023). Implementasi Akuntansi Syariah Dalam Pengelolaan Asuransi Syariah PSAK 108 Pada Perusahaan Prudential Gorontalo Fathrisya Nur Handayani Biki. Jurnal Mahasiswa Akuntansi, 2(2), 240–247.

Van Dinter, R., Tekinerdogan, B., & Catal, C. (2021). Automation Of Systematic Literature Reviews: A Systematic Literature Review. Information And Software Technology, 136(March), 106589. Https://Doi.Org/10.1016 /J.Infsof.2021.106589

Yusuf, M. Y., Fadhil, R., Bahri, T. S., Maulana, H., & Firmansyah, J. (2022). Design Of Islamic Agricultural Insurance Model: Evidence From Indonesia. International Journal Of Sustainable Development And Planning, 17(8), 2375–2384. Https://Doi.Org/10.18280/Ijsdp.170804

Zulhilmi, M., Safitri, W. D., & Ariyati, N. (2023). Public Preferences On Factors Affecting Maqashid Shariah-Based Health Insurance Services In Aceh Province. Petita: Jurnal Kajian Ilmu Hukum Dan Syariah, 8(2), 189 – 202. Https://Doi.Org/10.22373/Petita.V8i2.222




DOI: http://dx.doi.org/10.30829/hf.v11i2.22078

Refbacks

  • There are currently no refbacks.


Indexed by: