IMPACT OF E-PAYMENT AND DIGITAL LITERATION ON THE RIGHTING OF THE PROVISIONS OF UMKM IN THE CASHLESS SOCIETY ERA (A CASE STUDY OF A BAZAR PRINCE AND A QRIS USER IN THE CITY OF MEDAN)

Indy Widyasari, Sri Ramadhani, Nuri Aslami, Fauzan Nazib, Amanda Afriza

Abstract


This research aims to find out the impact of E-Payment partially on the increase in enterprise revenue, to know the influence of Digital Literacy partially upon the increase of enterprise revenues, and to learn the effect of E - Payment and Digital Literation simultaneously on the rise in business revenue. This research uses quantitative methods. The data obtained was 38.343 UMKM from the Department of Cooperation and UMKM City of Medan, then this research used nonprobability sampling techniques and Slovin formula as a method determining the sample in the research resulting in 100 respondents and tested using spss 27. The sample has criteria among them business owners who are participating in market activities in the city of Medan and the owner of the business provider of non-cash payment tools with the payment system Scan QRIS Code in the effort of at least 1 month. Based on the results of the study, it was concluded that 1) E - Payment has a t count value greater than t table is 11,390 > 1,984, and also has a smaller probability value than the level of significance (sig.) is 0,000 < 0,05. meaning E - payments significantly influence partially on the increase in income, 2) Digital literacy has a T count value larger than the t table or 6,334 > 1.984 and can also be seen at a lower probability value of the significance level (sig) is 0.000 > 0.05. meaning Digital literature significantly affects partially the Increase in Revenue, and 3) E - Payments and Digital Literacy have a larger f count value than table f is 78,809 > 3,090, and a lower probability of the significant rate (sig.) is 0000 < 0,005. Keywords: Cashless Society, E - Payment, Digital Literacy, Revenue Increase, UMKM.

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